Your credit rating could be costing you money!

Your credit report includes personal information, such as your name, address, date of birth, Social Security Number, previous addresses, current and previous employers, and public records like bankruptcies, or judgments. Most importantly, your credit report contains your credit card, mortgage, and loan payment history. These factors combine to create your Credit Rating.

Based on the information held at credit agencies, like Equifax, loan companies make decisions not only on whether to accept you for a loan, but often on the interest rate they offer you when you're accepted.

If the information with the agency is incorrect or out-of-date, the interest rate you're offered could be a lot higher than it should be?..this could seriously be costing you money.

So, if you're thinking about applying for loan or just want to make sure everything is accurate, checking your report is a great way to ensure you get the credit and services you deserve.

Equifax is a global leader in providing credit information and fraud prevention service provider.

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